Job opportunities
Job opportunities
Business Analyst
Be part of a team that provides solutions in the knowledge industry with a positive impact. We have more than thirty years of experience empowering our clients through technology, methodology and talent.
We want to be a better company for the world and we know that the best results are achieved through collaboration. That is why we grow, innovate and evolve together.
We value diversity and inclusion. All our searches are open to people with disabilities, regardless of gender, religion, sexual orientation, or any other condition. Join us!
At IT Patagonia, we believe that technology is a strategic enabler: when combined with knowledge, ethics, and people, it transforms the way organizations work. We are looking for an analytical, curious, and business-oriented professional to analyze and identify growth and development opportunities for the Bank's acquiring business, with a focus on the paying bank, and to transform market information and trends into concrete initiatives, working closely with the Business, Products, Payment Methods, Technology, Risk, Legal/Compliance, and potential external partners.
What will your challenges be?
- Understand the business thoroughly: You will analyze the evolution of the Bank's acquiring (transaction volume, number of merchants, activity, average ticket, channel mix and segments, profitability and main performance indicators) to identify opportunities for growth, development and optimization of the paying bank business.
- Identify where the potential lies: You will identify segments, industries, channels, or types of businesses with development potential, and build analyses and business cases that allow you to prioritize opportunities and initiatives.
- Read the market before everyone else: You will analyze market and competitor information (business models, value propositions, pricing, solutions and trends) and identify practices and models from other markets that may be applicable to the Bank.
- Maintaining an up-to-date view of the payments ecosystem: You will monitor trends in acceptance solutions (POS, e-commerce, QR, SoftPOS, digital payments and new modalities), the evolution of acquirers, processors, aggregators/PayFacs and fintechs, and regulatory and brand changes that may generate impacts or opportunities.
- Expanding the Bank's reach through partnerships: You will identify and evaluate potential strategic partners (acquirers, processors, aggregators/PayFacs, fintechs and technology providers) and participate in the design of value propositions and business models with them.
- Develop your own capabilities: You will participate in the analysis of alternatives to develop or evolve your own acquiring capabilities, and evaluate opportunities associated with the development or linkage with merchant aggregators.
- Turning opportunities into concrete initiatives: You will define objectives, scope, hypotheses, indicators and next steps, and coordinate with the different areas the evaluation of commercial, operational, technological, economic and regulatory feasibility.
- Measuring results and facilitating decisions: You will monitor the implemented initiatives, measure their results, and prepare executive presentations and analyses for decision-making.
What do we expect from you?
Technical Requirements
- Payments ecosystem: Knowledge of the payments ecosystem and, preferably, of acquiring and/or paying bank (exclusive).
- Business, market and competitive analysis: Experience in business, market and competitive information analysis (exclusive).
- Indicators and data: ability to work with indicators, detect trends and draw conclusions from data (exclusive).
- Business cases: ability to analyze business opportunities and build proposals and business cases (exclusive).
- Analysis and presentation tools: good handling of information analysis and presentation tools (exclusive).
- Ongoing updates: interest and ability to keep up to date on trends, new technologies, regulation and market evolution (exclusive).
- Experience: 3 to 5 years of experience in payment methods, acquiring, banking, fintech, or related areas (required). We also consider profiles with experience in products, payment methods, strategy, business development, or commercial analysis, with a good understanding of the ecosystem and the ability to develop this perspective.
We value it as a plus (not exclusive)
We value it as a plus (not exclusive)
- Paying and acquiring bank: Experience in paying bank and/or acquiring.
- Grouping companies, PayFacs, fintechs and processors: experience working with these actors.
- New products and business models: participation in development projects.
- Competitive analysis and benchmarking: experience in both.
- Pricing and profitability: Knowledge of pricing models, commissions, interchange, processing costs and acquiring profitability.
- Multidisciplinary projects: Experience in projects involving Technology, Risk, Compliance and/or Legal.
- Regulations and trademarks: Knowledge of the regulations applicable to means of payment and of the rules of the main brands.
- Strategic alliances: Experience in partnerships or business development within the financial ecosystem.
We offer you
- Flexibility
- Diversity
- Spaces for conversation
- Work & life balance
- Continuous training
Our benefits
5 days off a year to do what you like #PatagonianDays
Semi-annual bonus
by
permanence #BonusPermanence
Days for
celebrate
and take care of yourself #Days Off
